Funding, explained in plain language
Affordable funding options
End-to-end assistance with the overseas education loan process
Loan sanction prior to admission
Assistance showing 'proof of funds' to universities
A dedicated Education Loan Advisor streamlines the entire procedure
Loan sources
Nationalised banks · Private banks · Cooperative banks · NBFCs
PSU bank benefits
- Low interest rate
- Income tax benefit
- Special concession for universities on the bank's premium list
- 0.50% concession for a girl child
- PSU loans are highly accepted by visa officers
NBFC loan highlights
- Non-collateral loans up to ₹35–45 lakhs
- 100% education finance
- Pre-admission loan for the admit letter
- Pre-visa disbursal
- No EMI until graduation, only small touch payments
- Top-up loans available
- Income tax benefit
Loan & ROI calculator
Slide the numbers to match your situation, or start from a destination we already have data for.
Start from a destination
₹20 L
₹12 L
₹2.5 L
10.5%
₹35 L
Total education loan needed
₹29.5 L
Loan amount₹29.5 L
Year 1 salary₹35 L
Estimated years to repay
3.4 years
Assumes about 30% of gross salary goes toward repayment. Illustrative estimate only, not financial or investment advice — actual terms depend on your bank and profile.